P&L Only Refinance in Arizona 2026: Qualify With a CPA Prepared Profit and Loss

Published on: 09/14/2026

A P&L only refinance in Arizona lets self employed homeowners qualify on a CPA prepared profit and loss statement instead of tax returns or bank statements. Requirements, LTV limits, and real costs in Scottsdale and Phoenix. Pillar Mortgage Group, NMLS #2700076.

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1099 Income Refinance in Arizona 2026: Qualify Without Tax Returns

Published on: 09/03/2026

A 1099 income refinance lets Arizona contractors and commissioned earners qualify on gross 1099 income instead of tax returns, usually with one to two years of 1099s and an expense factor of 10 to 25 percent. Pillar Mortgage Group, NMLS #2700076.

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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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